Track. Plan. Save. Achieve.
The complete expense tracker & budget planner that works 100% offline. No account. No cloud. Your money data stays on your phone — where it belongs.
Everything you need to master your money
Built for real life — fast to use, easy to understand, and powerful when you need it.
Expense & Income Tracking
Log spending and income in seconds with custom categories, notes and payment modes.
Budgets & Alerts
Set monthly budgets per category and get alerted before you overspend.
Powerful Analytics
Category-wise charts, spending vs income and monthly summaries at a glance.
Multiple Accounts
Bank, cash, credit cards — manage them all and see every balance in one place.
Recurring Rules
Automate salary, rent, EMIs and subscriptions — daily, weekly, monthly or yearly.
Net Worth Tracking
Watch your total net worth grow month by month with a clear trend line.
PDF & CSV Export
Export transactions for spreadsheets or your accountant — your data is portable.
Private & Secure
Face ID, fingerprint or PIN lock. Everything stays on your device, always.
See where every rupee, dollar or euro goes
Interactive charts break your spending down by category and month. Compare spending vs income, spot trends early and make smarter decisions.
- Category-wise breakdowns
- Monthly spending vs income charts
- Smart summaries with key insights
Watch your wealth grow, month after month
Track every account — bank, cash, credit cards — in one place. Your net worth trend shows the big picture of your financial progress.
- All accounts in one dashboard
- 6-month net worth trend line
- Breakdown by account with percentages
Set it once, never forget again
Recurring rules automatically log your salary, rent, EMIs and subscriptions. The app handles the busywork so your records stay complete.
- Daily, weekly, monthly or yearly rules
- Upcoming payment reminders
- Export everything as PDF or CSV
A closer look inside the app
Clean, focused screens designed to make money management effortless.
Your money is personal.
Your data should be too.
Most finance apps want your data in their cloud. This one doesn't want it at all.
Works fully offline
No internet connection required — ever. Track your money on a flight, in the metro, anywhere.
No account, no sign-up
Open the app and start tracking. No email, no phone number, no password to remember.
On-device storage
Your financial data never leaves your phone. Nothing is uploaded, synced or sold.
Biometric protection
Lock the app with Face ID, fingerprint or a PIN so only you can see your finances.
Start building better money habits today
Free to download. No account needed. Your first expense takes ten seconds to log.
Good to know
What is Expense Tracker & Planner?
Expense Tracker & Planner is a free budget and money manager app for iPhone and Android that works 100% offline. It tracks expenses and income, plans monthly budgets, manages multiple accounts and shows spending analytics — while all your financial data stays on your device.
Who is it for?
Anyone who wants to understand and control their spending without handing financial data to a cloud service — students, families, freelancers and professionals. No account, no sign-up and no internet connection are needed.
How much does it cost?
Expense Tracker & Planner is free to download and use on the App Store and Google Play.